Working on a Plan B

Working in the financial industry these days isn’t a lot of fun. The anger of the public against anything remotely linked to finance is running high – understandably so. A relatively small group of derivative and bond bankers have ruined the party for everyone and now we all suffer the consequences.

While I don’t want to complain – bankers are still very handsomely paid – but without the prospect of the bonuses like they once where paid it’s losing its happy glow faster than an 18 year old porn star. That is the unfair thing about all this. Even those that have always produced a profit for their firms are taking pay cuts of 70-99%.

As the banking crisis drags on I meet more and more bankers that are starting to realize that they have never learned to do anything useful. Besides moving stock from one guy to the next they posses no skills whatsoever and are now scratching their heads at what else could be in their future.

In that respect I count myself lucky – i have always been an entrepreneurial kind of guy. Back in college I jumped on the internet bubble and started a consulting firm that created websites for Realtors and real estate developers. While the technological advancements have passed me by many years ago I still have the skills needed to run my own business and more importantly how to grow it without going broke.

So it’s definitely not the ideas or the skills that are holding me back from taking the plunge to become self employed. It’s more a psychological issue. At 31 years of age with a family to support – after all, the tiny one will be on my payroll for at least another 20 years – there is a lot of uncertainty without a regular paycheck to rely on for such a long time.

One thing that has to be said for working for a bank, they sure set the barriers of exit quite high during the good years. The long hours and time spent traveling are numbed by nice paychecks. When you are young that is a lot of fun and the saying “spending money like drunk stockbrokers” definitely holds true. But the years go by and I see a lot of guys in their early 40’s that just can’t deal with the workload anymore but have never invested enough to actually retire.

The Mrs. has realized several years ago that the brokerage business is nothing but a rat race and has made the decision that she would work on our Plan B. She has been doing a fantastic job and hopefully in the near future the future without a regular paycheck might be less scary. Hopefully by the day I no longer find the financial world fun.

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My commute is a bitch…..

Although it’s only Sunday afternoon I already dread tomorrow morning’s commute. It is not necessarily the longest of commutes in terms of distance – only 21km (ie. 13 miles) but lately in the mornings it has taken me more then an hour door to door.

There is one particular road that feeds to the highway that has been backed up like crazy – 2 parallel streets are under construction and it triples traffic rolling through.

Actually it really is only this one little stretch of maybe 4km (2.5 miles) that has been a bitch. People on foot have passed me and unlike usually in traffic they are never to be seen again. I move at the wonderful pace of 8km/h – people, I walk faster then that.

When the weather is nice taking the bike is lovely – there really isn’t any traffic going the other way so you can pass traffic with no problem and pass the entire traffic jam in about 5 mintues. But when the weather sucks like it has been the past week I take the car.

It’s not time wasted though – going this slowly I have time to eat breakfast, have a smoke (or 3) and answer all of my email from the night before. When the traffic is really bad I actually already start work a bit early through the wonderful Blackberry Version of Bloomberg.

I hope the traffic situation improves soon, otherwise I might go insane!!!

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Mackenzie and her Daddy

Since it’s been so long since I have shown this blog some love I think it’s time to share one of my favorite pics of the munchkin and me.

withdaddy

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Dealing with Telcos is no fun

The wife and I have decided it was time to enter the 21st century in the technology department and are getting ourselves some Blackberries. I have been a blackberry user since day one always having one for work – but up to this day never for other ventures and private fun. Aside from my work blackberry I have never carried another mobile phone ever since I can remember, but there comes a time when there is more to to staying connected to other obligations than you can get away with doing on your company issued one when you’re on the go.

The Mrs. currently has a PocketWeb from 1und1.de which quite frankly is the biggest piece of shit ever created. We went on a search for new Blackberry for her and where happy to see that 1und1 carries them at very reasonable rates.

I armed myself with all the paperwork for the existing Pocketweb cpntract and dialed 1und1. It didn’t take long to get to the first prompt to enter my customer number and it didn’t recognize mine. I hung up the phone after trying the number right there on my original contract three times and went to look at one of the bills. Ah ha….a different customer number. The system didn’t recognize that either.

After what seemed 2 days of wading through a combination of keypad menus and voice prompts Eureka, finally a human being. This nice young man quickly found my contracts (we have several with the company….web hosting, domains, internet service… you name it) and informed me that normally it would be no problem to upgrade to the Blackberry service but that my contracts was with Vodafone.

Excuse me? Apparently the older customers had service through Vodafone even if they where 1und1 customers. The SIM cards are from Vodafone and we have to cancel with them. Nice folks – you would think that once you get your own SIM cards perhaps you might want to let your customers either have one of yours- the party I have a contract with – or let us know that we are just getting billed by you but are under service by someone else.

So we went ahead and ordered the Mrs. a Blackberry from 1und1 anyway because they have the cheapest rates for her phone activity. Almost exclusively data and only a call here or there.

Monday I have to call Vodafone and see about upgrading the PocketWeb contract. I also have another contract with them for a really cheap low key back-up phone the Mrs has been using. Perhaps I can roll both of those into one Blackberry contract and not pay a dime more then I pay now. That would be sweet.

I am looking forward to arriving in the 21st century – are you addicted to your crackberry? Tell me about it.

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Sure is quiet around here…

With horror I have realized that I haven’t posted anything on this blog since December when Mackenzie was just 3 weeks old. In the last post she just learned to work a pacifier around in her mouth and now – almost 10 months later she still hates the rubber nipple substitute.

The reason it’s been so quiet around here – aside from family, work, home taking up most of my time – is that there is not very much for me to write about. My beautiful and talented wife is doing such a great job with her blog – No Ordinary Homestead – that there is not much left for me to say here.

It’s not easy being a working dad, as many of you out there know. We miss quit a bit of the milestones our little ones experience in the few minutes we happen to see our children awake on weeknights after we get home from work.

Thank god there are weekends as those are great time to really bond with the munchkin. Mackenzie is almost 9.5 months old now and is developing so fast. Almost everyday there seems to be a new skill she perfects.

I pledge to better myself about my posting regularity and perhaps I finally may have found a few more things to write about.

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Learning something everyday – Today, Pacifiers

Now that Mackenzie is 2 weeks old (well, 2.5 really) we tried using a pacifier when she gets a bit grumpy. It took her a while to get the concept of sucking on a rubber nipple – without the cream filling – but she finally got the hang of it.

Here is a snippet of video I shot of Mack in her little car carrier going to town on her pacifier. Notice the range of motion that thing travels before she finally spits it out.

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Right over here for your cavity search sir….

This morning we had the pleasure of making our little girl a US citizen on top of her German citizenship. It wasn’t nearly as pleasant of an experience as dealing with the German offices.

The new American Embassy is on what looks like an old Army base and has the inviting charme of a Supermax prison. After a we got good and searched, including taking the battery out of mobile phones and leaving them with the security desk. Surprisingly enough, the tiny one AAA battery LED flashlight on the Mrs. was also strictly verboten and had to stay behind.

The service was quite frankly appalling – polite, but with all the nicety of how prisoners are treated. Without wanting to get into this story too much here, I briefly considered handing my greencard to them and picking up the baby and just having her be German only. I managed to keep my cool for the most part, but it is amazing to see how you are not so much a citizen but more of a subject in these good ol’ US of A.

I guess if you followed my blog for a while I am not so fond of any government controlling me so….. it’s not wonder the prison routine of “pick up your ballsack and now spread your ass cheeeks” kind of treatment didn’t make me feel all warm and cozy inside today.

Long story short – I managed not to say something offensive and get myself arrested – although I did have the audacity to turn my mobile phone back on 10 seconds before I reached “German Soil”. Well….fuck ‘em all… passport is obtained and I won’t have to deal with these people for a few more years. Now just a formality visit to our local city hall tomorrow morning and we will have a legal dual citizen baby on our hands.

I think she just blew up her pampers….. so I will cut this short. Time for another solo flight.

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Working on my little side project – SecretSides.com

Now that we have a bit of a routine down with the peanut I can use some of my vacation time to play around on one of my little internet side projects: SecretSides.com – a social network for rock climbers to find new climbing partners and locals that can show you the “Secret Sides” of their mountain.

I started this project a few months ago – and I am woefully behind on my own deadlines – but at last it’s finally at least in a workable shape. If you love to rock climb go check out SecretSides.com and let me know what you think.

Perhaps when the Peanut is a bit bigger she will also get into rock climbing and we can all go together soon enough – but until then I guess I have to live vicariously through my little website.

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I bought it on Ebay!

The Mrs. loves Ebay and bargain hunting. I am a big friend of Ebay as well and so it is now wonder that we search our way through millions of baby related offerings during the course of stocking Mack’s room. Two auctions in particular had us a bit confused. We had ordered a Philips Avent 520 Baby Intercom used from some dude in Munich and a Medela Harmony Breast Pump from a seller in Austria.

A few days later we received a package – mailed from Austria. We expected it to be the breast pump (the package coming from Austria and all) and where surprised when the package contained the Philips Avent 530 Baby Intercom. A little bit of head scratching ensued wondering if it was the guy who sold us the Avent 520 from Munich who sent it from Austria for some reason, or if the breast pump people had also sold a Avent 530 and mixed up packages.

Today we received another package in the mail. Also from Austria. The Medela Harmony Breast Pump perfectly wrapped up inside. I guess now I know who to contact about the Baby Intercom and why it is the Avent 530 instead of the 520 – which we are not complaining about since it’s the better model – and why the damn thing doesn’t work right.

Here is a little something for all you Ebay fans:

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Diaper Duty and its aftermath

Crying Baby

When I returned to the bedroom this morning after checking my email messages I found the Peanut snuggled up against the Mrs. Apparently feeding time had lead to a massive bowel movement and mommy just could get herself to take care of it just yet. Mackenzie wasn’t disturbed by laying in her own mess just yet so I felt brave enough to pull my first solo diaper change.

Everything worked out well and the little one was patient enough even though she didn’t want to cooperate fully, flailing and kicking around on the changing table. We got the diaper on, kid redressed and everything was good until the mid morning snack. To say there was an tectonic shift in her pants is an understatement. Unfortunately I also didn’t do a good job putting the diapers around her tiny legs and the kid all of a sudden looked like it hard been buried in a mudslide. Baby poo explosion.

So, one sponge bath – which we didn’t like at all as can be seen in the picture -, a complete change of clothes (everything except for the socks) later we have a happy sleeping Burrito baby again.

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